Africa, the market of the millennium has been gaining immense attention from global manufacturers and exporters seeking tie-ups with importers in Africa for building products.The Kenya construction trade fair in 2019 featured exhibitors from over 40 countries. Download free Report . David. 2005. Trade Flow. The WTO Stats portal contains statistical indicators related to WTO issues. If you are looking for verified Textile Bag suppliers in Lesotho, then Getatoz is your one-stop solution. We recently redesigned State.gov. For textile and clothing, specific tolerances will apply. In 2017, the top partner countries and regions to which Lesotho Exports Textiles and Clothing include United States, South Africa, Eswatini, Canada and Germany. View Lesotho Tetile Exporters Association (www.lesothotextiles.com) location , revenue, industry and description. Common uses. Lesotho Textile Exporters Association (LTEA) Industry Associations. By Lesotho Times On Apr 21, 2010 MASERU The vice-president of the Lesotho Textiles Exporters Association, Nkopane Monyane, on Monday said the replacement of the Duty Credit Certificates Scheme (DCCS) will help improve the competitiveness of the textile sector. US English. As prescribed in 201.602-70, use the following clause:. 2409, as described in subpart 203.9 of the Defense Federal Will keep on doing our best for providing the best facilitation and Global Recognition to our valued members. While visitors attended from 11 African and 17 other countries. Elections 2022/23. To globally highlight Pakistan's Towel Manufacturers as high end quality product exporters and to facilitate the members of our association. African-born startup launches education platform that encourages entrepreneurship. Lesotho has an area of just over 30,000 km 2 (11,600 sq mi) and has a US English. Download Free PDF Download PDF Download Free PDF View PDF. Browse our listings to find jobs in Germany for expats, including jobs for English speakers or those in your native language. Lesotho Textile Exporters Assn spent $0 lobbying in 2020. Enter the email address you signed up with and we'll email you a reset link. Abstract: In 2021, FAO delivered training aimed at building capacity for the use of Earth Observations data and machine learning to produce annual national land cover maps and to extract land cover statistics. Lesotho Textile Exporters Association Pronunciation Here are all the possible pronunciations of the word Lesotho Textile Exporters Association. 46. Thai Garment Manufacturers Association in bangkok thailand offers ethnic wear textile machinery. Send us a message using our Contact Us form. National, Maryland, census-designated place; National, Nevada, ghost town; National, Utah, ghost town; National, West Virginia, unincorporated community; Commerce. He resigned his post sometime in June 2008. The Bangladesh Garments Manufacturers and Exporters Association (BGMEA) has predicted textile exports will rise from US$7.90 billion earned in 200506 to US$15 billion by 2011. Key Market Trends Impact of AGOA on the African Textile Industry To boost the economic power of the African continent, the U.S. congress signed the African Growth and Opportunity Act (AGOA) through the US Trade and Development Act of 2000 into law on May 18 2000, and since its enactment, continuous tangible results and tremendous success have been achieved till the Established in 1982, IATO today has international acceptance, and linkages. Of the produce of the members of the Association, 98% is destined The 12 000 workers are employed at two of the leading textile companies in Maseru and the figure represents about 30 percent of [] A Comparative Analysis of Mauritius, Botswana and Uganda. Business, finance, etc. Available time series cover merchandise trade and trade in services statistics (annual, quarterly and monthly), market access indicators (bound, applied & preferential tariffs), non-tariff information as Division of Public Health Medicine and Centre for Infectious Disease Epidemiology and Research (CIDER), School of Public Health and Family Medicine; Wellcome Centre for Infectious Diseases Research in Africa (CIDRI-Africa), Institute of Infectious Disease and Molecular Medicine; Health Impact Assessment directorate, According to the South African Ports Regulator, raw materials exporters paid as much as one quarter less than exporters of finished products. Available time series cover merchandise trade and trade in services statistics (annual, quarterly and monthly), market access indicators (bound, applied & preferential tariffs), non-tariff information as More Info>> International Institute of Import & Lesotho (/ l s u t u / l-SOO-too, Sotho pronunciation: [lst]), officially the Kingdom of Lesotho (Sotho: Naha ea Lesotho), is a landlocked country enclaved by South Africa.It is a mountainous country situated in the Maloti Mountains, and contains the highest mountains in Southern Africa. A URL is helpful when reporting site problems. Major manufacturing industries include textiles, clothing, footwear, food and beverages. Exporters Exported value in 2017 Exported value in 2018 Exported value in 2019 Exported value in 2020 Exported value in 2021; World: 17,568,188,372: 19,332,363,800 High tariffs on containers subsidize bulk shipments of coal and iron. US English. Lesotho Textile Exporters Association (LTEA) Address Site NO 9, Lioli Road, Maseru, Lesotho, 100 Telephone +266 22 31 2788 Fax +266 22 321 877 Website www.lesothotextiles.com Submit review Recommend Print Contact Owner Visit Report Owner's listing Rating 0 vote Favoured: 0 Exporters: Value imported in 2021 (USD thousand) Trade balance 2021 (USD thousand) Share in United States of America's imports (%) Growth in imported value between 2017-2021 (%, p.a.) Georgia is seeking to develop its Black Sea ports to further facilitate East-West trade. It is the third largest economy in the world in nominal terms, after the United States and China, and the third one in purchasing power parity (PPP) terms, after China and the United States. See the details. The organization participates in iron mineral transport on the Sishen to Saldanha line, serving coal exporters on the Mpumalanga Richards Bay line; second biggest coal railroad on the planet, conveying 62 million tons of coal (otherwise called Dark Gold). Gold fields Download Free The textiles and garments industry in Lesotho, exported at least $330 million worth of products to the U.S. last year, making it the countrys largest private-sector employer as the nation reaps big from the African and Growth and Opportunity Act (AGOA). US English. Ranking of partner countries in world exports Share of partner countries in world exports (%) He resigned his post sometime in June 2008. US English. The European Union's GDP was estimated to be around $17.9 trillion (nominal) in 2020, Growth in imported value between 2020-2021 (%, p.a.) Thailand (/ t a l n d, t a l n d / TY-land, TY-lnd), historically known as Siam (/ s a m, s a m /) and officially the Kingdom of Thailand, is a country in Southeast Asia, located at the centre of Mainland Southeast Asia, spanning 513,120 square kilometres (198,120 sq mi), with a population of almost 70 million. Exporters Exported value in 2017 Exported value in 2018 Exported value in 2019 Exported value in 2020 Exported value in 2021; World: 17,568,188,372: 19,332,363,800 Key Market Trends Impact of AGOA on the African Textile Industry To boost the economic power of the African continent, the U.S. congress signed the African Growth and Opportunity Act (AGOA) through the US Trade and Development Act of 2000 into law on May 18 2000, and since its enactment, continuous tangible results and tremendous success have been achieved till the In what year did Lesotho close down six factories which resulted in 20,000 people losing their jobs while not paying employees their final checks and not giving them any termination package at all. Exporters: Value exported in 2021 (USD thousand) Trade balance in 2021 (USD thousand) Annual growth in value between 2017-2021 (%) Annual growth in value between 2020-2021 (%) Share in world exports (%) Average distance of importing countries (km) Concentration of importing countries; World: 21,513,115,684-362,327,697: 3: 24: 100: On June 11th, 2020, the Andorran Banking Association (ABA) adopted non-legislative sector-wide moratoria to provide repayment relief to households and businesses, for 6-12 months depending upon the types of loan and borrower. In 2017, Georgia signed Free Trade Agreement (FTA) with China as part of Tbilisis efforts to diversify its economic ties. More Info>> Looking for abbreviations of LTEA? The Turkish Exports Strategy for 2023 was developed by the Ministry of Economy and Turkish Exporters Assembly (TIM) in 2012 to increase exports to a target level of US$500 billion by 2023; this ambitious goal would mean that Turkish exports should increase 12% per year. Many pages are now on our most recent Archive page. Cumulation. Thailand (/ t a l n d, t a l n d / TY-land, TY-lnd), historically known as Siam (/ s a m, s a m /) and officially the Kingdom of Thailand, is a country in Southeast Asia, located at the centre of Mainland Southeast Asia, spanning 513,120 square kilometres (198,120 sq mi), with a population of almost 70 million. Download Free PDF Download PDF Download Free PDF View PDF. Germany We've got 1 shorthand for lesotho textile exporters association What is the abbreviation for lesotho textile exporters association? Will keep on doing our best for providing the best facilitation and Global Recognition to our valued members. The contribution of the industry to Lesothos economy goes beyond the sector itself there are important employment and economic multipliers. The contribution of Manufacturing to GDP declined from 20.1% in 2004 to 11.4% in 2010 due in part to the global economic crisis and the rapid growth of other sectors in the country (World Bank 2010). Where the goods are shipped from one country and invoiced (i.e., sold or consigned) from another, show the vendor's name of the actual seller or consignor, e.g., goods shipped from Nippon Textiles of Tokyo, Japan and invoiced from Textile Exporters Inc. of New York, US, show the vendor's name as Textile Exporters Inc. They mount to 15% in ex-work price of the final product, instead of 10% foreseen in most of the EU's agreements. Important and Urgent Questionnaire For The Exporters/ member of Sepc; These garment plants export >98% of their production to North America mainly to the United States, but limited volumes also enter Canada. It is ComMark Lesotho Textile Exporters Association. Lesotho has developed into one of Africa's largest exporters of textile products because of the competitive edge offered by African Growth and Opportunities By clicking the Download Free Report button, you accept the terms and conditions and acknowledge that your data will be used as described in the GlobalData privacy policy By downloading this Report, you acknowledge that we may share your information with our white paper partners/sponsors who may contact you directly with This private moratoria scheme complemented the one approved by the government, and could not be applied simultaneously. by Li YImei. From independence in 1947 until 1991, Exporters Imported value in 2017 Imported value in 2018 Imported value in 2019 Imported value in 2020 Imported value in 2021; World: 2,406,075,845: 2,609,126,878 400. A URL is helpful when reporting site problems. Lesotho textiLe exporters AssociAtion PAGe mArCh 2012 Background The Association represents textile exporters that have established manufacturing operations in Lesotho to take advantage of African Growth and Opportunities Act (AGOA) market access preferences in the US market. Non-oil exports from sub-Saharan nations to the worlds economic giant enjoyed a boom in the last 15 years, after an increase from $1.4 billion in 2001 to $4.1 billion last year. In this bi-national project (Lesotho and South Africa) working near 2,500 people. The LTEA is a voluntary association of textile and garment manufactures, and represents the interests of the majority of the industry in Lesotho. Exporters: Value imported in 2021 (USD thousand) Trade balance 2021 (USD thousand) Share in United States of America's imports (%) Growth in imported value between 2017-2021 (%, p.a.) Lesotho Textile Exporters Association is the main employer association; Lesotho Highlands Water Project is one of the largest projects in Africa. Julia. Export Processing Zones in Sub-Saharan Africa Kenya and Lesotho. 1. To globally highlight Pakistan's Towel Manufacturers as high end quality product exporters and to facilitate the members of our association. The Bangladesh Garments Manufacturers and Exporters Association (BGMEA) has predicted textile exports will rise from US$7.90 billion earned in 200506 to US$15 billion by 2011. India, officially the Republic of India (Hindi: Bhrat Gaarjya), is a country in South Asia.It is the seventh-largest country by area, the second-most populous country, and the most populous democracy in the world. TNPA is a division of Transnet, a state-owned company that manages the countrys port, rail, and pipeline networks. It is the world's fifth-largest economy by nominal GDP and the third-largest by purchasing power parity (PPP). Nation or country. Fred. Where the goods are shipped from one country and invoiced (i.e., sold or consigned) from another, show the vendor's name of the actual seller or consignor, e.g., goods shipped from Nippon Textiles of Tokyo, Japan and invoiced from Textile Exporters Inc. of New York, US, show the vendor's name as Textile Exporters Inc. He subsequently referred a dispute to the DDPR claiming constructive dismissal. Nationality a national is a person who is subject to a nation, regardless of whether the person has full rights as a citizen; Places in the United States. 2. Read all the Textiles industry news in india and stay updated with happenings in Textiles world from news section at Fibre2Fashion Contracting officer's representative means an individual designated in accordance with subsection 201.602-2 of the Defense Federal Acquisition Regulation Supplement and authorized in writing by the contracting officer to perform specific The organization participates in iron mineral transport on the Sishen to Saldanha line, serving coal exporters on the Mpumalanga Richards Bay line; second biggest coal railroad on the planet, conveying 62 million tons of coal (otherwise called Dark Gold). Please use our search, browse further via our navigation, or return to the Home page. The jobs carnage could get worse after the The South African Citrus Growers Association (CGA) has announced it will appeal against the EU Standing Committee on Plant, Animal, Food and Feeds decision to reintroduce new import regulations, regarding the entry of the False Codling Moth (FCM) pest. Gold fields Getatoz has curated a list of the Textile Bag suppliers who are among the best in the market. ComMark Lesotho Textile Exporters Association - How is ComMark Lesotho Textile Exporters Association abbreviated? View More. "We need the US economy to recover, and the exchange rate to become more favourable in order for our industry to bounce back." It is the third largest economy in the world in nominal terms, after the United States and China, and the third one in purchasing power parity (PPP) terms, after China and the United States. BOULLE, Prof Andrew MBChB, MSc, PhD, FCPHM(SA). By clicking the Download Free Report button, you accept the terms and conditions and acknowledge that your data will be used as described in the GlobalData privacy policy By downloading this Report, you acknowledge that we may share your information with our white paper partners/sponsors who may contact you directly with National (brand), a brand Lesotho, Kenya, Mauritius and Swaziland are leading in garment exports to the U.S. while South Africa, the continents biggest economy, leads in automobiles. We recently redesigned State.gov. Find Industry and Manufacturing expertise in Lesotho. The referral was set down for hearing on the 19 th February 2009. Victoria. External factors. US English. Thai Garment Manufacturers Association deal in bangkok bangkok for Swimsuit Bikini Swimwear mfg,open end spinning machine mfg,textile spare parts suppliers,textile weaving machine supplier,cheap ethnic clothing trading. The economy of India is a middle income developing market economy. Thank you for visiting State.gov. It has over 1600 members covering all segments of Tourism Industry. 2005. Export Data of Textile Products July-Mar 2021-2022. 2020 Notice of Funding Opportunity (NOFO) It has over 1600 members covering all segments of Tourism Industry. They mount to 15% in ex-work price of the final product, instead of 10% foreseen in most of the EU's agreements. The economy of India is a middle income developing market economy. The referral was set down for hearing on the 19th February 2009. As prescribed in 203.970, use the following clause:. For Online Remote support +91 261-2483648; Inquiry Support +91 9712972400; Sales Support +91 9712975400; Send On WhatsApp ; 10x Faster Experiance Open In National (brand), a brand LTEA stands for ComMark Lesotho Textile Exporters Association (Lesotho, Africa) Suggest new definition This definition appears very rarely and is found in the following Acronym Finder categories: Organizations, NGOs, schools, universities, etc. "Exports are down because of the US economy, the poor exchange rate, and the expiration of the SACU certification scheme" said Chin-Yi Lin, president of the Lesotho Textile Exporters Association (LTEA). The tiny Southern African nation is one of the African nations benefiting from the trade pact signed in 2000, allowing at least 6,000 products from 38 sub-Saharan African to enter the U.S. market duty free. The Indian Association of Tour Operators (IATO) is the National apex body of the tourism industry. This private moratoria scheme complemented the one approved by the government, and could not be applied simultaneously. Thai Garment Manufacturers Association deal in bangkok bangkok for Swimsuit Bikini Swimwear mfg,open end spinning machine mfg,textile spare parts suppliers,textile weaving machine supplier,cheap ethnic clothing trading. According to Lesothos National AGOA Strategy, Lesothos annual textile and apparel exports to the US increased from about $129 million in 2001 to $330 million in 2015. Trade professionals at the U.S. Commercial Service, part of the U.S. Department of Commerces International Trade Administration, developed these Export Solutions to help U.S. exporters create successful international sales strategies. Lesotho Land Cover Database (20172021) - A new methodology for annual land cover production based on Sentinel-2 Year: 2022. Read all the Textiles industry news in india and stay updated with happenings in Textiles world from news section at Fibre2Fashion Many of the challenges facing the industry are beyond control of the garment companies or the government. REQUIREMENT TO INFORM EMPLOYEES OF WHISTLEBLOWER RIGHTS (SEP 2013) (a) The Contractor shall inform its employees in writing, in the predominant native language of the workforce, of contractor employee whistleblower rights and protections under 10 U.S.C. Pick your prefered accent: Alex. The company has a yearly turnover of US$2.8 Billion. For textile and clothing, specific tolerances will apply. Still cant find it? Exports are down because of the US economy, the poor exchange rate, and the expiration of the SACU certification scheme said Chin-Yi Lin, president of the Lesotho Textile Exporters Association (LTEA). At least 12 000 jobs are on the line in the countrys textile industry with exasperated investors threatening to quit the country over the polices repeated failure to address their safety concerns. "We need the US economy to recover, and the exchange rate to become more favourable in order for our industry to bounce back." Nation or country. Still cant find it? Lesotho Textile Exporters Association. The 2nd respondent was the arbitrator appointed to Thank you for visiting State.gov. Thai Garment Manufacturers Association in bangkok thailand offers ethnic wear textile machinery. 357463527-Password-List.pdf - Free ebook download as PDF File (.pdf), Text File (.txt) or read book online for free. Growth in imported value between 2020-2021 (%, p.a.) Year. Bounded by the Indian Ocean on the south, the Arabian Sea on the southwest, and the Bay of Bengal on the southeast, it shares land borders with Pakistan to the The WTO Stats portal contains statistical indicators related to WTO issues. 46. Mark. Find related and similar companies as well as employees by title and much more. While visitors attended from 11 African and 17 other countries. For Online Remote support +91 261-2483648; Inquiry Support +91 9712972400; Sales Support +91 9712975400; Send On WhatsApp ; 10x Faster Experiance Open In App; Available On Appstore Open In App Exporters: Value exported in 2021 (USD thousand) Trade balance in 2021 (USD thousand) Annual growth in value between 2017-2021 (%) Annual growth in value between 2020-2021 (%) Share in world exports (%) Average distance of importing countries (km) Concentration of importing countries; World: 21,513,115,684-362,327,697: 3: 24: 100: The Indian Association of Tour Operators (IATO) is the National apex body of the tourism industry. The Lesotho Textile Exporters Association (LTEA) this week said although its members were considering laying off thousands of workers, as the salary hikes had made their operations unsustainable to retain all their workers, it was not View More. The company has a yearly turnover of US$2.8 Billion. Export Data of Textile Products July-Mar 2021-2022. Lesotho has an area of just over 30,000 km 2 (11,600 sq mi) and has a The economy of the European Union is the joint economy of the member states of the European Union (EU). In mid-2014, Georgia concluded an association agreement with the EU, paving the way to free trade and visa-free travel. Africa, the market of the millennium has been gaining immense attention from global manufacturers and exporters seeking tie-ups with importers in Africa for building products.The Kenya construction trade fair in 2019 featured exhibitors from over 40 countries. About 80 percent of the nations textiles and garment exports go to the U.S., according to the Lesotho Textile Exporters Association. ComMark Lesotho Textile Exporters Association listed as LTEA. The workwear produced in Lesotho is typically used by workers in the mining, agricultural and manufacturing; and some retail operations. For example: one/two piece overalls/boiler suits, hi-visibility products, freezer-wear; as well as products used by fast food restaurant staff, retail store assistants, etc). The economy of the European Union is the joint economy of the member states of the European Union (EU). "Exports are down because of the US economy, the poor exchange rate, and the expiration of the SACU certification scheme" said Chin-Yi Lin, president of the Lesotho Textile Exporters Association (LTEA). The Lesotho Textile Exporters Association (LTEA) chairman, David Chen, of Shining Century Textile Firm, presented a paper to the US authorities that showed reasons while they should aloow Lesotho to remain under AGOA in 2017. 400. The group has four textile manufacturing factories in Lesotho, which collectively employ about 10 000 workers. LTEA - ComMark Lesotho Textile Exporters Association. By. In 2017, Georgia signed Free Trade Agreement (FTA) with China as part of Tbilisis efforts to diversify its economic ties. Trade professionals at the U.S. Commercial Service, part of the U.S. Department of Commerces International Trade Administration, developed these Export Solutions to help U.S. exporters create successful international sales strategies. A Comparative Analysis of Mauritius, Botswana and Uganda. With the support of U.S. duty-free legislation for African exporters, its industry has hugely expanded in the past 12 years, now employing 40,000 people, the biggest private work force in the country. High tariffs on containers subsidize bulk shipments of coal and iron. by Li YImei. Lesotho Land Cover Database (20172021) - A new methodology for annual land cover production based on Sentinel-2 Year: 2022. Exporters Imported value in 2017 Imported value in 2018 Imported value in 2019 Imported value in 2020 Imported value in 2021; World: 2,406,075,845: 2,609,126,878 See other definitions of LTEA Link/Page Citation In what year did Lesotho close down six factories which resulted in 20,000 people losing their jobs while not paying employees their final checks and not giving them any termination package at all. Browse our listings to find jobs in Germany for expats, including jobs for English speakers or those in your native language. They returned to work this week after the Lesotho Textile Exporters Association (LTEA) issued an ultimatum for them to go back to work or face dismissal. The Nien Hsing group also owns Formosa Textiles which makes denim textiles in Lesotho. Germany The 2 nd respondent was the arbitrator appointed to Explore the following list of top Textile Bag suppliers in Lesotho to know more. Ranking of partner countries in world exports Share of partner countries in world exports (%) National, Maryland, census-designated place; National, Nevada, ghost town; National, Utah, ghost town; National, West Virginia, unincorporated community; Commerce. Send us a message using our Contact Us form. US English. The wages earned by employees engaged in Lesothos textiles, apparel and footwear industry are of freedom association Employers & employees allowed to join trade union and/or employer organisation of their own choice s6 Tolerances included in the EPAs are more lenient than the usual ones. In part this optimism stems from how well the sector has fared since the end of textile and clothing quotas, under the Multifibre Agreement, in early 2005. Common uses. For Online Remote support +91 261-2483648; Inquiry Support +91 9712972400; Sales Support +91 9712975400; Send On WhatsApp ; 10x Faster Experiance Open In Established in 1982, IATO today has international acceptance, and linkages. respondent is the former Executive Director of Lesotho Textile Exporters Association (LTEA). Lesotho Textile Exporters Association. Lesotho textile exporters association - PowerPoint PPT Presentation Lesothos Apparel Industry: What is the Role for Better Work? Many pages are now on our most recent Archive page. India, officially the Republic of India (Hindi: Bhrat Gaarjya), is a country in South Asia.It is the seventh-largest country by area, the second-most populous country, and the most populous democracy in the world. The tiny Southern African nation is one of the African nations benefiting from the [] Nationality a national is a person who is subject to a nation, regardless of whether the person has full rights as a citizen; Places in the United States. The Turkish Exports Strategy for 2023 was developed by the Ministry of Economy and Turkish Exporters Assembly (TIM) in 2012 to increase exports to a target level of US$500 billion by 2023; this ambitious goal would mean that Turkish exports should increase 12% per year. by Julius Kiiza. The workers had been on strike since 10 May 2021 to press for wage increments. Enter the email address you signed up with and we'll email you a reset link. Abstract: In 2021, FAO delivered training aimed at building capacity for the use of Earth Observations data and machine learning to produce annual national land cover maps and to extract land cover statistics. Download free Report . The European Union's GDP was estimated to be around $17.9 trillion (nominal) in 2020, Aria. The Lesotho knit garment industry is the largest component of Lesothos apparel industry with 33 firms currently employing approximately 24 500 workers. This employment is set to grow as newly established manufacturing enterprises are scaling up their production. In mid-2014, Georgia concluded an association agreement with the EU, paving the way to free trade and visa-free travel. Site NO 9, Lioli Road, Maseru, Lesotho, 100. www.lesothotextiles.com. by Julius Kiiza. CONTRACTING OFFICER'S REPRESENTATIVE (DEC 1991) (a) Definition. From independence in 1947 until 1991, Export Processing Zones in Sub-Saharan Africa Kenya and Lesotho. He subsequently referred a dispute to the DDPR claiming constructive dismissal. Country / Region. Enter the email address you signed up with and we'll email you a reset link. Zira. Lesotho Textile Exporters Association, Lesotho International Organization for Migration, Lesotho Adventure Travel Trade Association, Lesotho Federation of International Trade Associations +91- 9377590864; Ahmedabad - Head Office; Enquire Here. Looking for the shorthand of lesotho textile exporters association?This page is about the various possible meanings of the acronym, abbreviation, shorthand or slang term: lesotho textile exporters association. Tolerances included in the EPAs are more lenient than the usual ones. On June 11th, 2020, the Andorran Banking Association (ABA) adopted non-legislative sector-wide moratoria to provide repayment relief to households and businesses, for 6-12 months depending upon the types of loan and borrower. Division of Public Health Medicine and Centre for Infectious Disease Epidemiology and Research (CIDER), School of Public Health and Family Medicine; Wellcome Centre for Infectious Diseases Research in Africa (CIDRI-Africa), Institute of Infectious Disease and Molecular Medicine; Health Impact Assessment directorate,